Payment Partners, Countries, and Currencies

Leverage the Coupa Pay partner ecosystem to make payments from your Company Financial Accounts to beneficiaries around the world.

When you sign on with Coupa Pay you get a partner ecosystem that is ready to support your digital payments. You can create virtual cards with our credit card issuing partners, use direct debit, push payments, or reverse wire to move money from your accounts for global payments, and integrate digital wallets into your financial architecture.

Coupa pay partner ecosystem

Offering Partner

Credit Card Issuer
AirPlus 
American Express   American Express
Barclaycard   
Brex   
Citigroup   
Commerce Bank   
HSBC   
J.P. Morgan Chase   
PNC   
Silicon Valley Bank   Silicon Valley Bank
U.S. Bank   
Wells Fargo   
Westpac Westpac
Wex   
Money Movement

Transfermate   

Digital Wallets



Adflex 
Boost   
PayPal   
Stripe   
Venmo   

Global coverage for virtual cards

Your organization can create virtual cards to pay from line of credit accounts in various currencies from the following countries and those virtual cards can be used to pay to suppliers anywhere around the world where credit cards are accepted.

For Coupa Card coverage, see Coupa Card Supported Currencies by Country.

Partner Issuance Country (Currency)
AirPlus  United States (USD), Australia (AUD), Eurozone: Austria, Belgium, Cyprus, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania,  Luxembourg, Malta, the Netherlands, Portugal, Slovakia, Slovenia, and Spain (EUR/GBP), CHF, SEK, DKK, HKD
American Express  American Express United States (USD), Australia (AUD), Canada (CAD), Germany (EUR), France (EUR), United Kingdom (GBP).
Barclaycard  

United States (USD), Bulgaria (EUR), Canada (CAD), Denmark (DKK), Eurozone: Austria, Belgium, Cyprus, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania,  Luxembourg, Malta, the Netherlands, Portugal, Slovakia, Slovenia, and Spain (EUR), Norway (NOK), Poland (PLN), Sweden (SEK), Switzerland (CHF), United Kingdom (USD, GBP).

Brex   United States (USD), Australia (AUD), Brazil (BRL), Canada (CAD), Czechia (CZK), Denmark (DKK), Eurozone: Austria, Belgium, Cyprus, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania,  Luxembourg, Malta, the Netherlands, Portugal, Slovakia, Slovenia, and Spain (EUR), Hong Kong (HKD), Hungary (HUF) Israel (ILS), Japan (JPY), Mexico (MXN), the Netherlands (EUR), New Zealand (NZD), Norway (NOK), Philippines (PHP), Poland (PLN), Singapore (SGD), Sweden (SEK), Switzerland (CHF), United Arab Emirates (AED), United Kingdom (GBP).
Citigroup   United States (USD), UK (GBP, USD), Austria (EUR), Australia (AUD), Belgium (EUR), Bulgaria (EUR), Canada (CAD), Czechia (CZK), Denmark (DKK), Finland (EUR), France (EUR), Germany (EUR), Greece (EUR), Hong Kong (HKD), Hungary (HUN), Indonesia (IDR), Ireland (EUR), Israel (ILS), Italy (EUR), Luxembourg (EUR), Malaysia (MYR), Netherlands (EUR), New Zealand (NZD), Norway (NOK), Philippines (PHP), Poland (PLN), Portugal (EUR), Romania (RON), Singapore (SGD), Slovakia (EUR), South Africa (ZAR), Spain (EUR), Sweden (SEK), Switzerland (CHF), Taiwan (TWD).
Commerce Bank   United States (USD)
HSBC   United States (USD), Australia (AUD), Bahrain (BHD), Belgium (EUR), Czechia (CZK), Denmark (DKK), France (EUR, GBP), Germany (EUR), Greece (EUR), Italy (EUR), Luxemburg (EUR), Netherlands (EUR), Norway (NOK), Poland (PLN), Qatar (QAR), Spain (EUR), Sweden (SEK), Switzerland (CHF), United Arab Emirates (AED), United Kingdom (GBP, USD, EUR).
J.P. Morgan Chase   United States (USD), Canada (CAD)
PNC   United States (USD)
Silicon Valley Bank   United States (USD)
U.S. Bank  United States (USD), Canada (CAD)
Wells Fargo   United States (USD)
Westpac Westpac Australia (AUD)
Wex   Australia (AUD), Canada  (CAD, USD), Singapore (SGD), United Kingdom (GBP, AUD, CHF, EUR, SEK, USD, CAD, DKK, HKD, NOK, PLN, SGD,CAD, CHF), United States (AUD, MYR, CAD, EUR, GBP, HKD, MXN, NZD, SGD, USD, ZAR, CNH).

Direct debit support

Note

If your bank account is held in a non-domestic currency, you can still make payments using the Push Funds payment model via wire transfer to a local TransferMate account in the same country and currency. Refer to the charts on this page for details.

This table shows the supported currencies for your Company Financial Accounts (CFA) configured to use the Direct Debit payment model. The supported currencies are based on the country or region where the CFA is held.

CFA host country/region Pay-from currencies
Australia AUD
Canada CAD, USD
Eurozone: Austria, Belgium, Cyprus, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania,  Luxembourg, Malta, Netherlands, Portugal, Slovakia, Slovenia, and Spain EUR
Guernsey GBP
Jersey GBP
New Zealand NZD
Romania EUR
UK

EUR, GBP

United States (except companies based in Nevada) USD

Push funds support

This table shows the supported currencies for your Company Financial Accounts (CFA) configured to use the Push Funds payment model. The supported currencies are based on the country or region where the CFA is held.

CFA host country/region Pay-from currencies
Australia NZD, USD
Bulgaria EUR
Canada AUD, EUR, GBP, HKD, NZD, SGD 
Czechia CZK
Denmark DKK
Eurozone: Austria, Belgium, Cyprus, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania,  Luxembourg, Malta, the Netherlands, Portugal, Slovakia, Slovenia, and Spain AUD, CAD, GBP, HKD, NZD, SGD, USD 
Hong Kong HKD
Jersey CHF, EUR, PLN, SGD, USD
Malaysia MYR
Mexico MXN
Norway EUR, NOK
Philipinnes PHP
Poland PLN
Romania RON
Singapore SGD, USD
Switzerland CHF, EUR, GBP, USD
Sweden EUR, SEK
UK AUD, CAD, CHF, DKK, EUR, HKD, NOK, NZD, PLN, SEK, SGD, USD,  ZAR
United Arab Emirates AED, USD
United States AUD, CAD, EUR, GBP, HKD, NZD, SGD

Reverse wire support

Reverse wire payments are supported via TransferMate with the following combinations of country and currency.

CFA host country/region Pay-from currencies Pay-to currencies
United States USD

All 180+ supported pay-to country/currency combinations.

UK GBP
Eurozone: Austria, Belgium, Cyprus, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania,  Luxembourg, Malta, the Netherlands, Portugal, Slovakia, Slovenia, and Spain EUR
Guernsey GBP
Jersey GBP

Supported pay-from and pay-to countries and currencies

Note

For expense payments, the Employee Payment Account (EPA) should be in the domestic currency of the country where the account is domiciled. When creating the account, the currency is automatically set as the default currency on the employee's user record in Coupa. This currency is not editable while creating the EPA. When selecting a country from the dropdown menu, ensure that country's domestic currency is the currency of the EPA.

Pay-to support depends on whether you use TransferMate or Direct Bank Integration (DBI) to send payments. For DBI, the supported country/currency combinations depend on what the bank supports and Coupa's connection to that bank. Supported use cases are covered during the scoping process. If new use cases arise, contact your Coupa representative to verify that any new country/currency combinations are also supported.

For TransferMate, payout support includes over 180 country/currency combinations. The supported combinations depend on TransferMate's capabilities and Coupa's integration with TransferMate. Like with DBI, supported use cases are covered during the scoping process. Your Coupa representative should be able to verify support for any new use cases which might arise. 

For more information about pay-from support, see TransferMate Invoice Payments - Supported Currencies by Country or TransferMate Expense Payments - Supported Currencies by Country.

For more information about pay-to support, see Supported Pay-to Currencies by Country.

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You can choose from more bank payment partners for your virtual card issuing account.